 
          LEROYPENNYSAVER&NEWS -MAY 24, 2015
        
        
          
            
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            bySenatorRanzenhofer
          
        
        
          
            May 2015
          
        
        
          As your State Senator, helping
        
        
          olderWestern NewYorkers pay
        
        
          for the soaring costs of prescrip-
        
        
          tion drugs is, and always will
        
        
          be, a priority. In fact, one of my
        
        
          proudest accomplishments in re-
        
        
          cent yearswas restoring funding
        
        
          to New York’s Elderly Phar-
        
        
          maceutical Insurance Coverage
        
        
          (EPIC) program.
        
        
          EPIC is a New York State
        
        
          cost-sharing program that helps
        
        
          eligible seniors pay for their
        
        
          prescription drugs. The program
        
        
          hasbeen recognizedasoneof the
        
        
          best low-cost prescription drug
        
        
          programs in thenation.Currently,
        
        
          more than a quarter of amillion
        
        
          EPIC members are saving, on
        
        
          average, 90 percent of the costs
        
        
          of theirmedicines.
        
        
          In thiscolumn, Iwillsharesome
        
        
          basic informationonNewYork’s
        
        
          EPIC program, including details
        
        
          on eligibility and coverage.
        
        
          To be eligible, you must be
        
        
          a New York State resident 65
        
        
          years or older with an annual
        
        
          income under $75,000 if single,
        
        
          or $100,000 or less if married.
        
        
          You must also be enrolled in a
        
        
          MedicareAdvantage(HMO)plan
        
        
          oraMedicarePartDprescription
        
        
          drug coverage plan.
        
        
          Once enrolled, a senior will
        
        
          receive an EPIC card; each time
        
        
          youpurchaseprescriptions,pres-
        
        
          ent your EPIC card and your
        
        
          Medicare Part D card (all EPIC
        
        
          enrollees must participate in
        
        
          Medicare Part D or a Medicare
        
        
          Advantage plan) to the phar-
        
        
          macist. Seniors with moderate
        
        
          incomes pay a low quarterly fee
        
        
          and participate in the “fee” plan.
        
        
          Seniorswithhigher incomesmeet
        
        
          an annual deductible and partic-
        
        
          ipate in the “deductible” plan.
        
        
          Those who pay a fee, or who
        
        
          meet their deductible, make a
        
        
          co-payment at the pharmacy
        
        
          when purchasing prescriptions,
        
        
          typically in a range between $3
        
        
          and $20. For single members
        
        
          with incomes up to $23,000, as
        
        
          well asmarriedparticipantswith
        
        
          incomes up to $29,000, EPIC
        
        
          will alsopay at least a portionof
        
        
          MedicarePartD premiums.
        
        
          Seniorswill be responsible for
        
        
          anyMedicarePartDdeductibles.
        
        
          However, higher income seniors
        
        
          in the deductible plan will see
        
        
          theirEPICdeductible loweredby
        
        
          the annual cost of a basicMedi-
        
        
          carePartD drug plan.
        
        
          Most pharmacies inNewYork
        
        
          State are enrolled as EPIC pro-
        
        
          viders. However, EPIC cannot
        
        
          be used at pharmacies located
        
        
          outside of the state.
        
        
          Almost all prescription med-
        
        
          icines are covered, as well as
        
        
          insulin, and insulin syringes and
        
        
          needles. Both brand name and
        
        
          generic drugs are included. The
        
        
          quantities you may purchase at
        
        
          one time are determinedbyyour
        
        
          MedicareD plan, not byEPIC.
        
        
          Toget anapplicationand/or for
        
        
          more details, please call the toll-
        
        
          freeEPIChelplineat:1-800-332-
        
        
          3742 or visit: health.ny.gov. As
        
        
          always, ifyouhaveanyquestions
        
        
          orconcerns,pleasedonothesitate
        
        
          tocontactmyoffice.Mystaffand
        
        
          I are here to serve you!
        
        
          
            Seniors:YouMayQualifyForNewYork’s
          
        
        
          
            Low-Cost PrescriptionDrugProgram!
          
        
        
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